TDS Financial, LLC

Investing in Charged-Off Receivables with Integrity and Discipline

TDS Financial, LLC

TDS Financial, LLC is a privately held purchaser of charged-off consumer receivables. We acquire portfolios for our own ccount and in partnership with capital investors seeking disciplined exposure to the receivables market.

We maintain a passive ownership model, relying exclusively on licensed, experienced third-party servicing partners to manage consumer outreach, payments, and account resolution. This structure enables consistent operations, transparent oversight, and a consumer- respectful experience aligned with federal and state requirements.

Our Focus

Portfolio Acquisition

We acquire charged-off and non-performing receivables from a variety of creditors and originators. Our acquisition approach emphasizes:

  • Data-driven underwriting

  • Chain-of-title accuracy

  • Up-front compliance review

  • Transparent post-sale reporting and controls

We invest across select consumer finance verticals that demonstrate historical performance, predictable liquidation behavior, and verifiable documentation standards.

Passive Asset Management

We do not perform collection activity.

All consumer communications and recovery activity are conducted exclusively through licensed third-party servicers and law firms. Our role is strictly:

  • Asset ownership

  • Capital deployment

  • Portfolio oversight

  • Vendor governance

  • Performance & compliance monitoring

This passive structure supports regulatory alignment and promotes consistency for consumers.

Our Commitment

Responsible Receivables Investment

We believe responsible investment and compliant recovery practices support financial system stability and fair consumer treatment.

Our guiding principles:

  • Compliance first — Federal & state laws

  • Respectful consumer treatment

  • Accuracy & transparency in account documentation

  • Independent oversight of servicing partners

  • Ethical resolution practices

We evaluate servicers regularly for compliance, data security, and operational integrity.

Information for Consumers

If your account has been purchased by TDS Financial, LLC:

• We are the owner of the account

• You will work directly with our designated licensed servicer

• We do not contact consumers or collect payments directly

Consumer Rights

You may request verification of your account under applicable law.

If you believe there is an error or have questions regarding your account, you may contact

us.

Email: [email protected]

Phone: 1-800-232-1118

Address: 30111 Technology Dr., Suite 130, Murrieta, CA 92563

General Inquiries

TDS Financial,LLC

30111 Technology Dr. Suite 130
Murrieta, CA 92563

Email: [email protected]

📞 1-800-232-1118